Mail and Telephone Order Credit Card Processing Solutions
The fastest-growing segment of credit card transactions today is in "card-not-present" transactions in which a customer makes his or her purchase by mail order or telephone order (MOTO), by fax, or via the Internet instead of being physically present at the merchant's location.
If you want to process credit cards for Internet, telephone, or mail order transactions, you'll need a MOTO merchant account specifically designed for that purpose. Because you never take physical possession of a credit card so that you can swipe it through a magnetic strip reader, both Visa and MasterCard use different criteria for evaluating risk and have different fee structures for card-not-present transactions.
Charge Card Systems can easily help you establish a merchant account for your mail order and telephone business through our MOTO Credit Card Processing program.
Key features of our MOTO Credit Card Processing Program:
Optional Consumer Receipt. To save time and costs, especially for phone orders and deliveries, the second consumer receipt is optional.
Manual Entry Indicator. If an account number was keyed into the terminal (as in a phone order), an indicator will print on the receipt.
Address Verification Service (AVS). For phone or mail orders, merchants will be prompted to enter address data for verification. The terminal will display the AVS code and print it on the receipt.
Retail Custom Payment Service (CPS). To ensure that merchants qualify for the discount rates on special transactions (i.e. card not present), the terminal supports all retail Visa CPS requirements.
Detailed Reporting. Simplifies accounting by showing detail for each transaction in the batch by clerk, including clerk ID, partial account number and amount.
To learn more about Charge Card Systems' MOTO Credit Card Processing program, call 800-878-4100 or fill out the brief form on this page.